The type of retirement savings plan you may have access to is primarily based on the type of employer you work for. This section has overviews of most major types of employer-sponsored savings plans. Although they come in several shapes and sizes, they're similar and they all help you build your retirement—one piece at a time.
403(b) Plans
- for employees of public schools, colleges, universities, hospitals, and nonprofit organizations
457(b) Plans
- for employees of state, county, and local governments (including public education institutions)
401(a) Plans
- for employees of state, county, and local governments (including public education institutions)
401(k) Plans
- for employees of for-profit companies, nonprofit organizations, and public education institutions

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